AskUCR

Loans

When you file your FAFSA or Dream Act Application, you may be offered federal, UC and/or UCR student loans as part of your financial aid package. You have the option of accepting or declining them. You may also seek out private loans. Loan terms vary, but in general, federal, UC, and UCR loan terms are better than private loan terms. UCR students who borrow federal loans graduate with an average student loan debt of $21,500. UCR's repayment rate is excellent, with just over 97% of students repaying their federal loans on time. All loans accrue interest and require repayment after graduation. Select loans carefully!

Financial Aid

The Financial Aid website has information on the following types of loans:

• Federal Loans
• UCR Loans
• The DREAM Loan Program
• Private Loans
• Emergency Loans